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what is a wellcare flex card used for

0 . For detailed information about Louisiana Medicaid benefits, please visit the Medicaid website at https://ldh.la.gov/medicaid and select the "Learn about Medicaid Services" link. Your email address will not be published. Wellcare Health Plans, Inc., complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. You will NOT be able to get Store Branded rewards with Over The Counter (OTC) card purchases. "At Wellcare, we believe much of what impacts health happens outside of the doctor's office, so we are proud to offer expanded supplemental benefits to address social determinants of health and help our members with chronic illnesses live better, healthier lives. 8%k8. Health plans and services offered by WellCare for people with disabilities are covered by Medicaid and Wellcare Medicare. Today, the company offers benefits with every Medicare beneficiary in mind, such as dental, hearing and vision services; Flex Cards to assist with co-pays; transportation services; telehealth visits; wellness and fitness programs; in-home support services; and special supplemental benefits for the chronically ill. Wellcare is a wholly owned subsidiary of Centene Corporation, a leading multi-national healthcare enterprise committed to transforming the health of the community, one person at a time. In this section, we share a list of Wellcare Provider Services as mentioned below: Wellcare members can contact customer service for their plans in the following ways: Visit your states Wellcare page (search for Wellcare and your state) and select Contact Us. Most Wellcare Medicare Providers Advantage plans include additional benefits such as dental, vision, hearing, and fitness services. Despite joining forces with Centene, Wellcares ratings are lower than those of other providers. In addition to the Medicare Advantage and Part D prescription drug plans. Dual Qualification Special Needs Wellcare Medicare Part D. In most cases, the flex card is tied to a flexible spending account (FSA). As we know, many people find it challenging to continue registering online at the Wellcare Medicare Provider Portal. )Vn? The funds can actually be used to cover additional dental, vision, or hearing expenses that are not covered by your insurance plan. What can I buy with my wellcare flex card? This card is said to give you extra money to personalize your dental, vision and hearing coverage and includes other perks such as home-delivered meals or a gym membership. Select your state and plan. Whenever you need Wellcare Medicare, they are there for you! The funds can be used to help pay for dental, vision or hearing needs . HMOs, in general, encourage members to seek treatment from providers within the network, including WellCares Medicare Advantage HMO plans. Not all members will qualify. Depending on your plan and service area, you can preload the Flex Card with an amount ranging from $200 to $2,500. The Wellcare Flex Card Visa is a prepaid debit card you can use to pay for any dental, vision or hearing, and in some cases, utility, services beyond your plan benefits. People who qualify for these plans typically have their costs covered by Medicare and Medicaid. Sellers may also contact the WellCare customer service team for assistance in using the portal. For New Mexico D-SNP plans: Such services are funded in part with the state of New Mexico. Influential January 1, 2022, Centenes Medicare brands, including Allwell, Health Net, Fidelis Care, Trillium Advantage, Ohana Health Plan, and TexanPlus, will revert to the Wellcare brand. This pre-loaded Visa debit card can be used for costs beyond what the dental, vision, and/or hearing benefits cover, allowing members to extend their coverage where they need it most. Insulin reimbursements are legal even if you dont have a doctors note. In some markets, WellCare offers Payback Plans that reimburse some or all of Medicare Part B premiums to members through their Social Security check or as a credit to their Part BB premium statement. If youre under 65 and have received Social Security disability benefits for at least 24 months, you may qualify. Providing healthcare services to individuals and families, WellCare is a healthcare provider. Register by email or fax by downloading the form from www.wellcare.com, To register, please visit this website: www.wellcare.com, You are 65 years old and have Medicaid coverage, You are 65 years of age or older, and a unique registration period is declared where you live. These features include viewing patient information, renewing prescriptions, and tracking prescriptions. What is a WellCare debit card used for? Yes! Overall, Centene offers Medicare Advantage plans in 36 states and Washington, D.C. Enrollment in our plans depends on contract renewal. Are you ready to start your journey with us? The largest legitimate flex plan I found included a $1,000 flex card and a $50 monthly debit card for other out-of-pocket costs, for a total of $1,600 per year. Additional benefits include non-medical transportation to places such as churches, gyms, and grocery stores as well as quarterly allowances for use on assistance devices including air conditioners or durable medical equipment (DME) such as grab bars, non-slip mats, or air purifiers, subject to availability. TAMPA, Fla., Nov. 8, 2021 /PRNewswire/ --Wellcare, a wholly owned subsidiary of Centene Corporation, announced today its Special Supplemental Benefits for the Chronically Ill (SSBCI) for plan year 2022, available for eligible Medicare beneficiaries during the Annual Enrollment Period running now through Dec. 7, 2021. If you are 65 years of age or older and the widow(er) of someone eligible for Social Security benefits, you may qualify. TennCare is not responsible for guaranteeing the availability or quality of these benefits. Like PPO plans, private fee-for-service (PFFS) plans generally dont require you to have a PCP or get referrals to consult with experts. WellCare members on a PFFS plan that does not include prescription drug coverage can enroll in an independent prescription drug plan. Published October 02, 2020 Advertiser WellCare Health Plans Advertiser Profiles hWn7>&(%9"v>l,>g*F*Kr93\Vy'P2p]:PA@M You must be employed by an agency that actually participates in FSAFEDS and have a health care flexible spending account to be eligible. Ads for WellCare in Charlotte, DeSoto and Southern Sarasota County. Our product portfolio allows us to support our members with the quality service they need and deserve. We offer benefits to all Medicare beneficiaries, including dental, hearing, and vision services, flexible co-pay assistance cards, transportation services, telemedicine visits, wellness and fitness programs, home support services, and unique benefits for the chronically ill. That's far less than the $2,880 that I originally saw advertised. Standalone Prescription Drug Plans (PDPs) work with the original Medicare Parts A and B. About Centene CorporationCentene Corporation, a Fortune 25 company, is a leading multi-national healthcare enterprise that is committed to helping people live healthier lives. We must steadfastly pursue compliance in everything we do, and we must maintain our efforts to make compliance a part of everything we do. Additionally, the portal allows pharmacists to communicate with their patients doctors and other healthcare professionals. Except as may be otherwise required by law, we undertake no obligation to update or revise the forward-looking statements included in this press release, whether as a result of new information, future events or otherwise, after the date hereof. You should automatically receive your flex debit card in the mail around the beginning of your plan The Flex Card for DVH is a prepaid VISA debit card that may be used to reduce out-of-pocket expenses related to . Required fields are marked *. Copyright 2022 Wellcare Health Plans, Inc. For Tennessee D-SNP plans: Notice: TennCare is not responsible for payment for these benefits, except for appropriate cost sharing amounts. At 2 am Eastern Standard Time. Cision Distribution 888-776-0942 If you dont register when you qualify, you could be fined. The wide availability of plans from Centene is a testament to the success of WellCare. Credible coverage is medical coverage. Qualifying health plans across the country offer these cards as a perk, usually in conjunction with a flexible spending account. Without limiting the foregoing, forward-looking statements often use words such as "believe," "anticipate," "plan," "expect," "estimate," "intend," "seek," "target," "goal," "may," "will," "would," "could," "should," "can," "continue" and other similar words or expressions (and the negative thereof). 199 0 obj <>stream By their nature, forward-looking statements involve known and unknown risks and uncertainties and are subject to change because they relate to events and depend on circumstances that will occur in the future, including economic, regulatory, competitive and other factors that may cause our or our industry's actual results, levels of activity, performance or achievements to be materially different from any future results, levels of activity, performance or achievements expressed or implied by these forward-looking statements. How Long To Steam Broccoli In Rice Cooker. Wellcare uses cookies. 157 0 obj <> endobj Deductions, co-pays, prescriptions, dental and vision expenses, and some medical supplies can all be paid for with a flexible debit card. The Company takes a local approach with local brands and local teams to provide fully integrated, high-quality, and cost-effective services to government-sponsored and commercial healthcare programs, focusing on under-insured and uninsured individuals. l#Cl3n]@s*D>Ao6J+|Db'jR2Ffrt2 0A&&!`aeM{Yn~/ZxuMGH0FJs(mZ@2@R ?!9>}/[b?6b`PH?R:\# qtqe!`IC\ Call your Wellcare card membership number. Search for providers by name or specialty. Once we are notified, we will order cards for the new members, based on the enrollment information received from the employer. Use the Find a Provider Tool to find a provider located near you. Seeing providers outside the network may be possible but more expensive. Medicare beneficiaries who go 63 days or more without eligible drug coverage are required to pay a late enrollment penalty. Centene focuses on long-term growth and the development of its people, systems and capabilities so that it can better serve its members, providers, local communities, and government partners. To access your Wellcare Medicare account www.wellcare.com, you will need the following: Wellcare Medicare Wellcare Medicare Login www.wellcare.com is a website aimed at providing healthcare professionals with information about the Wellcare Medicare health plan. Contact the CS number on the back of your card for more info. The funds can be used to help pay out-of-pocket costs for dental, vision or hearing needs beyond plan benefits. Dec 07, 2020. Furthermore, Centene offers Medicare prescription drug plans in all 50 states and Washington, D.C. from 8 AM - 9 PM ET. The Flex Card is a simple way to pay for qualified expenses without having to pay anything out-of-pocket. Do you have Wellcare Medicare Parts A and B? Wellcare Medicare Account Username and Password. When typing in this field, a list of search results will appear and be automatically updated as you type. The WellCare Flex Card is a Visa debit card preloaded with a set amount between $200 - $2,500 depending on plan and service area. Prescription drugs as well as over-the-counter medications with a doctors prescription are both eligible for FSA reimbursement. Centene offers Medicare Advantage plans in 1,575 counties across the country, which is almost exactly half of the counties in the U.S. subscription that fits your needs. 1 Free delivery on all orders of $35 or more. The portal offers pharmacists a wide range of functions with which they can manage their patients prescriptions easily and efficiently. Dual-eligible Special Needs Plans (D-SNP). It is the re-branding of Medicare that removes the absurdity of health insurance that by no means replaces Wellcare Medicare. WellCare Pharmacy Provider portal provides pharmacists with a convenient way to manage their patients prescriptions and medications. Wellcares plans struggle in several categories, and member satisfaction places them behind other Medicare Advantage providers. You receive your Medicare health care and prescription drug coverage through WellCare and are also eligible to receive additional health care services and coverage through Louisiana Medicaid. The Flex Cards provide members with additional benefits. Wellcare is the Medicare brand for Centene Corporation, an HMO, PPO, PFFS, PDP plan with a Medicare contract and is an approved Part D Sponsor. It is well known that the Provider Portal is a secure website that allows healthcare professionals to view information about patients and interact with WellCare Online. Our most personal plan benefit - the Visa Flex Card from Wellcare. Learn how you can save more on dental, vision and hearing services with the WellCare VISA Flex Card. Founded in 1985, Wellcare is a subsidiary of Centene Corporation, which is the sixth-largest provider of Medicare Advantage plans in the United States. Wellcares mission is to ensure that our brokers are fully informed and compliant in the industry by providing them with the tools and resources required to reach this objective. Save my name, email, and website in this browser for the next time I comment. The Flex Cards provide members with additional benefits. As a part of Wellcare's Supplemental Benefit key enhancements, the Flexible Spending Card (Flex Card) for DVH will be offered for Wellcare and Ascension Complete, and will be available on more plans across the country for 2022. The official Wellcare Medicare Login https://www.wellcare.com/ellcare.com/. Not all members have the same needs. You may qualify for Wellcare Medicare Advantage if you meet any of the following eligibility requirements. WellCare Flex Card. We welcome Brokers who share our commitment to compliance and member satisfaction. WellCare offers C-SNP members savings on essential products to manage their condition, such as insulin for people with diabetes. the Medicare Cash card benefit have a maximum allowance of $50 dollars every month. WellCare gives Medicare Advantage plans across a wide geographical area. . * How it Works Your Flex Card gives you easy access to the funds in your Flex Account by swiping the card at the point of sale. Hence, we are sharing a step-by-step guide for Wellcare Medicare Login as mentioned below: Login Requirements For Wellcare Medicare Login. Tutorials and FAQs are valuable resources provided by the portal, making it easy to use. Environmental, Social and Governance (ESG), HVAC (Heating, Ventilation and Air-Conditioning), Machine Tools, Metalworking and Metallurgy, Aboriginal, First Nations & Native American, https://www.myplan.healthy.la.gov/myaccount/choose/find-provider. Use the Find a Provider Tool to find a provider located near you. WellCare Medicare Advantage members receive Visa Flex cards worth between $200 and $2,500, depending on plan and location. Medicare beneficiaries may be eligible for more benefits with the Visa Flex Card. Call WellCare representatives during business hours, 8 am to 5 pm. Most WellCare PDPs waived copayments for Tier 1 drugs at 60,000 network retail pharmacies nationwide and savings on other Tier 1 drug by mail order. Support for brokers can be obtained through our Broker Support Call Center, by submitting an Agent Support Ticket using the Agent Connect Portal, or by contacting a dedicated local support agent. Ultimately, the amount of money that you may be able to receive on a flex card varies depending on where you live and . Give Us a Call 1-877-823-8267 (TTY: 711) 8 a.m. to 8 p.m., 7 days a week. Wellcare Health Plans, Inc., complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. Throughout our 20-year history, Wellcare has been offering a suite of Medicare products, including Wellcare Medicare Advantage and Medicare Prescription Drug Plans (PDPs), that provide affordable coverage that extends beyond your original health insurance. Learn more about providers who participate in Louisiana Medicaid by visiting https://www.myplan.healthy.la.gov/myaccount/choose/find-provider. Using the WellCare Provider Portal, providers can access patient information and submit requests. Medicare Advantage (MA) plans across the country are seeing increasing numbers of enrollees who have social risk factors and complex medical needs. Wellcare is now part of Centene creating a premier healthcare enterprise focused on government-sponsored healthcare programs. WellCare offers different types of Wellcare Medicare Advantage plans. It is because pharmacies are included in these networks, that if you have a PPO plan with WellCare, you cannot enroll separately in Part D prescription drug plan. WellCare flex is a prepaid debit card to help cover out-of-pocket expenses for services such as dental, vision, and hearing. If you are actually eligible to enroll in the Federal Employees Health Benefits Program (FEHB), but you do not actually need to enroll, you will be able to enroll in the program. Using a Flex Card, a prepaid debit card, you can access funds from your medical reimbursement or flexible spending account. Then select Who are you? Wellcare Medicare Rx Advantage members can enjoy greater flexibility with the Wellcare Flex Card. We offer benefits to all Medicare beneficiaries, including dental, hearing, and vision services, flexible co-pay assistance cards, transportation services, telemedicine visits, wellness and fitness programs, home support services, and unique benefits for the chronically ill. Wellcare is a wholly-owned subsidiary of Centene Corporation, a leading multinational healthcare company dedicated to transforming community health, one person at a time. Benefits Include Flex Cards for Utilities Assistance, Grocery Delivery, Helper Bees Concierge Services, Robotic Companion Pets, and More. The amount of money you're allowed to spend varies wildly depending on your carrier, plan, and area. ^3gn[q(ArI/q9< WellCare Flex Card Frequently Asked Questions WellCare is now offering members an exciting new benefit in 2020 - the Flex Card! As with many other Medicare insurance providers, WellCare offers a variety of products and prices with various added benefits, making it a reasonable choice in many places. The first two cards are completely free. A Medicare flex card for seniors is similar to a debit card or credit card that can be used to pay for qualified medical expenses. Financial and other information about Centene is routinely posted and is accessible on Centene's investor relations website,https://investors.centene.com/. Members can use the Flex Card for dental, vis m D"9{u9uhHIzI6P#&Bg*,hJAp!&ok$ Qb= JJJH!pyM[lW1zW#3'T5s"2=#Bx|y27NaH7z Q&C>&Y=%'`l NWlk``(#p>TMM>zRTc" The Medicare Utility bill card program also have a maximum allowance of $50 dollars. In particular, these statements include, without limitation, statements about our future operating or financial performance, market opportunity, growth strategy, competition, expected activities in completed and future acquisitions, including statements about the impact of our proposed acquisition of Magellan Health (the Magellan Acquisition), our completed acquisition of WellCare Health Plans, Inc. (WellCare and such acquisition, the WellCare Acquisition), other recent and future acquisitions, investments, and the adequacy of our available cash resources. Pharmacy members have access to the portal, which includes options to renew prescriptions, request pre-approval, and view a patients medication history. Sellers can also use the portal to request pre-approvals and check claims status. To actually make the most of your health savings account or flexible spending account, choose a Ready, Set, Food! These statements are not guarantees of future performance and are subject to risks, uncertainties and assumptions. Like D-SNPs, C-SNPs provide more additional Medicare Advantage benefits. Additionally, the portal offers pharmacists educational resources and information about WellCares pharmacy programs. "Since the beginning of the COVID-19 pandemic, addressing social determinants of health and delivering whole-person care has never been more critical for Medicare beneficiaries," said Rich Fisher, SVP and CEO of Medicare for Centene, Wellcare's parent company. Among the options that may be provided with this money are payments for . The flex card could have up to $2,500 dollars in dental benefits a lot of members use this the benefit to pay for dental implants. Wellcare, a wholly owned subsidiary of Centene Corporation, announced today its Special Supplemental Benefits for the Chronically Ill (SSBCI) for plan year 2022, available for eligible Medicare . Depending on your plan and service area, you can preload the Flex Card with an amount ranging from $200 to $2,500. Today, Wellcare is proud to provide access to quality, affordable, and culturally appropriate health care for more than 1.2 million Medicare Advantage members and 4.1 million PDP members in all 50 states. Members can use the Flex Card for dental, vision, or . Members pay $0 for certain over-the-counter (OTC) products worth up to $1,800 annually, depending on the plan. Cosmetic services are not covered. The Company also serves several international markets, and contracts with other healthcare and commercial organizations to provide a variety of specialty services focused on treating the whole person. The card can be used to cover things like dentures, sunglasses, extra hearing support devices or other qualifying costs that go beyond your plan's benefits. Centene (the Company, our, or we) intends such forward-looking statements to be covered by the safe-harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995, and we are including this statement for purposes of complying with these safe-harbor provisions. As a result of Centenes acquisition of Wellcare Health Plans, we are serving 1 in 15 Americans as one of the largest managed care organizations in the country! An additional Flex Card may be available for utilities on select . hbbd```b``"k .dq%X..Ii f_u WH2I?Y6 m`?c+ N For Indiana D-SNP prospective enrollees: For detailed information about Indiana Medicaid benefits, please visit the Medicaid website at https://www.in.gov/medicaid/. With a preloaded Flex card, you can take advantage of your dental, vision, and/or hearing plans, plus coverage for covered expenses. Chronic Condition Special Needs Plans (C-SNP). Wellcare Medicare and its new parent, Centene, have historically focused on government-sponsored insurance programs, including Medicare. Be sure to register when you qualify. There are five ways to apply for WellCare Medicare as listed below: There are several different plans available from WellCare when it comes to Medicare Advantage plans. Finally, click on the Connection button. For Louisiana D-SNP members: As a WellCare HMO D-SNP member, you have coverage from both Medicare and Medicaid. D-SNPs (Dual Eligibility Special Needs Plans) are supplemental Medicare Advantage plans that provide additional benefits that the private insurer may choose to include with Medicare Advantage. In addition, WellCare is a member of Centene, the countrys largest insurer of government-sponsored insurance programs. Wellcare Medicare Providers offers Chronic Illness Special Needs Plans (C-SNPs) for members with specific chronic conditions such as diabetes, chronic heart failure, and cardiovascular disorders. Many WellCare plans cover telemedicine visits and in-person visits and offer free transportation to and from doctors' offices and pharmacies. This list of important factors is not intended to be exhaustive. Best of all, one debit card can provide access to all Flex Accounts - FSA, HSA, HRA and Commuter. Find a Provider. Private insurance companies are only able to issue these cards on specific plans. endstream endobj 158 0 obj <>/Metadata 11 0 R/Pages 155 0 R/StructTreeRoot 18 0 R/Type/Catalog>> endobj 159 0 obj <>/MediaBox[0 0 612 792]/Parent 155 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 160 0 obj <>stream This page contains phone numbers for current and potential Wellcare Medicare members and the states Nurse Counseling Hotline and State Behavioral Health Crisis Hotline, depending on the form. WellCare also offers its Medicare Advantage members the Flex Card, a preloaded Visa debit card with a dollar value ranging from $200 to $2,500. Among the options that may be provided with this money are payments for personal expenses such as dental, eye, and hearing services. hb```Baa`f`s$5j>+:;:*:X*:*S bA=!30L; t+$CwuO%\OAE NN#`7r2pje"f J&A %PDF-1.5 % By continuing to use our site, you agree to our Privacy Policy and Terms of Use. ", In 2022, Wellcare is offering a wide range of innovative SSBCI benefits including:*. You should not place undue reliance on any forward-looking statements, as actual results may differ materially from projections, estimates, or other forward-looking statements due to a variety of important factors, variables and events including, but not limited to: the impact of COVID-19 on global markets, economic conditions, the healthcare industry and our results of operations and the response by governments and other third parties; our ability to accurately predict and effectively manage health benefits and other operating expenses and reserves, including fluctuations in medical utilization rates due to the impact of COVID-19; the risk that regulatory or other approvals required for the Magellan Acquisition may be delayed or not obtained or are subject to unanticipated conditions that could require the exertion of management's time and our resources or otherwise have an adverse effect on us; the possibility that certain conditions to the consummation of the Magellan Acquisition will not be satisfied or completed on a timely basis and accordingly, the Magellan Acquisition may not be consummated on a timely basis or at all; uncertainty as to the expected financial performance of the combined company following completion of the Magellan Acquisition; the possibility that the expected synergies and value creation from the Magellan Acquisition or the WellCare Acquisition (or other acquired businesses) will not be realized, or will not be realized within the respective expected time periods; the risk that unexpected costs will be incurred in connection with the completion and/or integration of the Magellan Acquisition or that the integration of Magellan Health will be more difficult or time consuming than expected, or similar risks from other acquisitions we may announce or complete from time to time; the risk that potential litigation in connection with the Magellan Acquisition may affect the timing or occurrence of the Magellan Acquisition or result in significant costs of defense, indemnification and liability; disruption from the announcement, pendency, completion and/or integration of the Magellan Acquisition or from the integration of the WellCare Acquisition, or similar risks from other acquisitions we may announce or complete from time to time, including potential adverse reactions or changes to business relationships with customers, employees, suppliers or regulators, making it more difficult to maintain business and operational relationships; a downgrade of the credit rating of our indebtedness; the inability to retain key personnel; competition; membership and revenue declines or unexpected trends; changes in healthcare practices, new technologies and advances in medicine; increased healthcare costs; changes in economic, political or market conditions; changes in federal or state laws or regulations, including changes with respect to income tax reform or government healthcare programs as well as changes with respect to the Patient Protection and Affordable Care Act and the Health Care and Education Affordability Reconciliation Act (collectively referred to as the ACA) and any regulations enacted thereunder that may result from changing political conditions, the new administration or judicial actions; rate cuts or other payment reductions or delays by governmental payors and other risks and uncertainties affecting our government businesses; our ability to adequately price products; tax matters; disasters or major epidemics; changes in expected contract start dates; provider, state, federal, foreign and other contract changes and timing of regulatory approval of contracts; the expiration, suspension, or termination of our contracts with federal or state governments (including, but not limited to, Medicaid, Medicare, TRICARE or other customers); the difficulty of predicting the timing or outcome of legal or regulatory proceedings or matters, including, but not limited to, our ability to resolve claims and/or allegations made by states with regard to past practices, including at Envolve Pharmacy Solutions, Inc. (Envolve), as our pharmacy benefits manager (PBM) subsidiary, within the reserve estimate we have recorded and on other acceptable terms, or at all, or whether additional claims, reviews or investigations relating to our PBM business will be brought by states, the federal government or shareholder litigants, or government investigations; timing and extent of benefits from strategic value creation initiatives; challenges to our contract awards; cyber-attacks or other privacy or data security incidents; the exertion of management's time and our resources, and other expenses incurred and business changes required in connection with complying with the undertakings in connection with any regulatory, governmental or third party consents or approvals for acquisitions, including the Magellan Acquisition; changes in expected closing dates, estimated purchase price and accretion for acquisitions; the risk that acquired businesses will not be integrated successfully; restrictions and limitations in connection with our indebtedness; our ability to maintain or achieve improvement in the Centers for Medicare and Medicaid Services (CMS) Star ratings and maintain or achieve improvement in other quality scores in each case that can impact revenue and future growth; availability of debt and equity financing, on terms that are favorable to us; inflation; foreign currency fluctuations and risks and uncertainties discussed in the reports that Centene has filed with the Securities and Exchange Commission.

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what is a wellcare flex card used for